NSW Car Loans
Are you looking to buy a new car in New South Wales but without the hassles of searching for the best deal and car loan rate? Let Car Finance.com.au help - we offer competitive rates for all car loans with minimum fuss throughout NSW. Really strapped for time? We can even find the perfect car for you based on your requirements.
Whether you’re on the east coast, in Sydney, Newcastle, or out in regional New South Wales as far as Broken Hill, Car Finance can help you with fast turnaround and loan pre-approval so you can shop with confidence.
New and Used Car Finance
We offer financing for both new and used cars, helping you with all the details necessary to finalise the loan. If you’re purchasing from a local dealership we can organise the finance as well as how the deal comes together, helping to get you into your dream car, faster.
We also assist with organising car loans for private sales, facilitating in the whole process to make sure all parties are taken care of.
Why not make the most of our car loan calculator to get an idea of your monthly, fortnightly or weekly repayments? You can call us for a more accurate idea of the interest rates you are eligible for, or you can apply online.
Secured or Unsecured Finance?
Yes and no. We mostly organise secured car finance for our clients in New South Wales as this is what they come to us for.
That being said, we do on rare occasions organise unsecured car loans, though it often results in a higher interest rate than what you’d expect from a secured loan. You should also keep in mind that in some instances an unsecured loan is simply not possible.
What is a Balloon Payment and do you offer this?
We do offer balloon payments. They've become a popular choice in NSW lately.
A balloon payment is basically where you designate a “final payment” amount that reduces your repayments for the life of the loan. At the end of the loan term you have the option of either paying out the “balloon amount”, or refinancing the car loan to continue paying off the balloon amount.
Commercial Car Finance
We offer a range of options for our business car financing in NSW, no matter how regional your location or what your business is. Business finance options include:
- hire purchase
- chattel mortgage
- car finance lease
- company cars and novated car leasing
Feel free to contact us if you have any questions, or fill in an online application and we'll take it from there.
Helpful Links for NSW Car Buyers
- Information from the RMS about checks and searches you should do before buying a vehicle
- Registration costs for cars, station wagons and trucks also caravans.
- Beginner's guide for first time car shoppers.
- PPSR (Personal Property Securities register) quick motor vehicle search.