Perth Car Loans

How to get a car loan in Perth

Getting a car loan in Perth, like anywhere else, requires careful consideration and planning. Here are some tips to help you secure the right car loan for your needs:

Know Your Budget

Before you start shopping for a car loan, determine how much you can comfortably afford. Consider not just the monthly loan payments but also insurance, fuel, maintenance, and registration costs. You can use our online car loan calculator to check if a car loan can fit in your budget.

Check Your Credit 

Your credit score plays a significant role in loan approval and the interest rate you'll receive. Request a free credit report and ensure it's accurate. If your credit score is less than stellar, work on improving it before applying for a loan.

Consider a Pre-Approval

Getting pre-approved for a car loan can make the buying process smoother. It gives you a clear budget and can make negotiations with the seller easier.

Deposit

While some lenders offer no-deposit loans, putting down a sizable down payment can lower your monthly payments and improve your loan terms. Aim for at least 20% of the car's purchase price.

Shop for the Car and Loan Separately

Don't tie yourself to a car until you've secured financing. You might find a better loan deal from an independent lender than what the dealership offers.

Read Reviews

Research the lender's reputation and read reviews from other borrowers. Choose a lender with a solid track record of fair practices and excellent customer service.

Be Prepared for Negotiation

When you visit a dealership, be ready to negotiate the car price. By having a pre-approval in advance, this can give you leverage in these negotiations.

Remember that obtaining a car loan is a significant financial commitment. Take your time, do your research, and make an informed decision to ensure you get the best car loan for your needs and budget in Perth.

Best-selling vehicles in Perth

In the year 2022, there was about  87,602 vehicles sold in Western Australia. This date is according to drive.com.au. Here are the top 10 best selling vehicles in WA and the number of vehicles sold:

1. Toyota HiLux – 7,340

2. Ford Ranger – 4,219

3. Toyota RAV4 – 2,937

4. Toyota LandCruiser Prado – 2,903

5. Isuzu D-Max – 2,697

6. Mitsubishi Triton – 2,634

7. Mazda CX-5 – 2,114

8. Mitsubishi Outlander – 2,006

9. Toyota Corolla – 1,918

10. Hyundai i30 – 1,707

Are you thinking of purchasing any of these vehicles from a dealership, auction, or private seller? CarFinance.com.au is here to assist you in securing a competitive rate on your car loan.

Road trip ideas in Perth

Perth, the capital of Western Australia, offers a variety of stunning road trip opportunities. Here are some road trip ideas to explore around Perth:

Margaret River Wine Region: Head south from Perth to the Margaret River Wine Region. Enjoy world-class wineries, gourmet food, and beautiful beaches. Don't forget to visit the famous caves and lighthouses along the way.

Pinnacles Desert: Drive north to Nambung National Park to witness the otherworldly Pinnacles Desert. These limestone formations make for a surreal landscape, especially at sunset.

Coral Coast: Explore Western Australia's Coral Coast, where you can snorkel with whale sharks at Ningaloo Reef, visit Monkey Mia's friendly dolphins, and see the stunning landscapes of Kalbarri National Park.

Southwest Coast: Travel along the southwest coast, stopping at scenic spots like Busselton Jetty, Cape Leeuwin Lighthouse, and the charming town of Albany. The beautiful beaches and forests are perfect for nature lovers.

Wheatbelt Wildflowers: In spring, witness a carpet of wildflowers in Western Australia's Wheatbelt region. Head inland from Perth to places like Wave Rock and Hyden for a floral spectacle.

Golden Outback: Explore the vastness of the Golden Outback, with its gold rush history, unique rock formations, and remote landscapes. Don't miss the Super Pit in Kalgoorlie, one of the world's largest open-pit gold mines.

Perth to Broome: Embark on an epic road trip from Perth to Broome along the famous Gibb River Road. Encounter rugged terrain, stunning gorges, and the breathtaking Kimberley region.

Avon Valley: Experience the beauty of the Avon Valley during wildflower season or enjoy hot air ballooning over the picturesque countryside. The historic town of York is a must-visit.

Lancelin Sand Dunes: Just a short drive from Perth, Lancelin offers thrilling sandboarding experiences on its massive sand dunes. It's a fun day trip for adventure seekers.

Remember to plan your road trip carefully, check road conditions, and carry enough supplies, especially if you're traveling through remote areas. Perth and its surroundings offer a diverse range of landscapes and experiences, making it an excellent destination for road trip enthusiasts.

Get a quick quote

Perth Car Dealerships

Get the best price and exclusive offers on new cars by starting online with Onlineauto.com.au. If you prefer a physical dealership, explore the excellent options listed below.

Here are some Perth car dealerships with their addresses, contact numbers, and websites:

Lane Ford

• Address: 107-113 Pinjarra Rd, Mandurah WA 6210, Australia
• Contact: +61 8 9535 1688
• Website: https://www.laneford.com.au/

John Hughes Dealerships

John Huges Hyundai, John Hughes Mitsubishi & John Hughes Kia: 49 Shepperton Road, Victoria Park WA 6100

• Hyundai Phone: (08) 6446 6500
• Mitsubishi & Kia Phone: (08) 9415 0000

John Hughes Volkswagen & John Hughes Auto Warehouse (at rear): 61 Shepperton Road, Victoria Park WA 6100 Phone: (08) 9415 0000

John Hughes MG & John Hughes Prestige: 181 Albany Highway, Victoria Park WA 6100 Phone: (08) 9415 0000

Car Giant WA

• Address: 9 Solomon Rd, Jandakot WA 6164, Australia
• Contact: +61 8 9520 5114
• Website: https://www.cargiantwa.com.au/

Westside Auto Wholesale

• Address: 42 Ewing St, Bentley WA 6102, Australia
• Contact: +61 8 6361 4186
• Website: https://www.westsideauto.com.au/

Easy Auto 123

• Address: 1261 Albany Highway Cannington WA 6107
• Contact: 08 6279 5577
• Website: https://easyauto123.com.au/